Newnity Business

Health Solutions for Small Businesses (ICHRA).

We help you evaluate employee benefits with a clear cost strategy.

Company evaluation

Clear process

Ongoing support

Your starting point

Why choose ICHRA for your business?

Cost control

Set a fixed budget for health benefits without taking on the cost of a traditional group plan.

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More options

Each employee can choose the health plan that best fits their needs and their family's.

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Attractive benefit

Offering health benefits helps attract, retain, and care for your best talent.

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Easy to manage

ICHRA simplifies benefits management and offers a flexible solution for small businesses.

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Our approach

How we help you choose the right plan

We understand your situation

Team size, available budget, current benefits, and goals. Every detail matters.

We explain clearly

No unnecessary jargon. We compare options in plain language.

We compare alternatives

So you can make an informed decision, without pressure.

We support you year-round

Before, during, and after enrollment. Always available.

Business coverage

What is an ICHRA plan?

ICHRA (Individual Coverage Health Reimbursement Arrangement) is an IRS-approved employer benefit that lets businesses reimburse employees tax-free for their individual health insurance premiums. The employer sets the budget and each employee picks the plan that works best for them on the open market.

Fixed budget

You decide how much to reimburse each employee. No surprises or cost overruns at year end.

No minimum requirements

No minimum headcount or prior medical history required to get started.

Tax-deductible reimbursement

Premium reimbursements to your employees are 100% deductible as a business expense.

Options for your employees

Each employee freely chooses the plan that best fits their family and coverage needs.

Flexible and scalable

Adapts to your business at any size, from a single employee to hundreds.

Tax-free benefit

Reimbursements create no tax burden for the employer or the eligible employee.

Is ICHRA the right fit for your business?

We assess your case at no cost. Find out how much you can save.

Frequently Asked Questions

Find answers to the most common questions about ICHRA, employee health benefits, and how to implement it in your small business.

ICHRA is an IRS-approved benefit that lets employers reimburse employees tax-free for their individual health insurance costs. The employer sets a monthly amount and each employee buys the plan they prefer on the open market.

Yes. ICHRA has no minimum company size requirement. Any employer with one or more full-time employees can implement it, regardless of industry or sector.

The employer decides the reimbursement amount. It can vary by employee category. There are no group premiums or fixed costs — you only pay what you set as your budget.

Yes. Reimbursements made under an ICHRA plan are deductible as a business expense for the employer and completely tax-free for the employee.

Any individual plan that meets ACA requirements, including Marketplace plans, off-Marketplace plans, and in certain cases certified short-term plans.

We schedule a free consultation to assess your business, headcount, and available budget. We guide you through every step until all employees are enrolled and covered.

YOUR NEXT STEP

Better benefits for your business.

Our licensed advisors assess your business, headcount, and available budget to help you implement ICHRA. Your consultation is completely free and there's no obligation.

561-720-4923