Newnity Insurance

Terms of Use

ASFIN LLC d/b/a NEWNITY INSURANCE Effective Date: October 8, 2026

Thank you for visiting our Web site. Your use of this Web site is subject to the following Legal Terms ("Terms").

Acceptance Of Terms

By using this Web site, you acknowledge that you have reviewed, understood, and agree to be bound by all terms, conditions, and notices contained on this Web site, including these Terms and our Privacy Policy. If you do not agree to these Terms, you should not use this Web site. You must be at least 18 years old to use this Web site.

About Newnity Insurance

Newnity Insurance is an independent insurance agency that works with multiple insurance carriers to help you compare and enroll in coverage. We are not an insurance company; coverage is issued and administered by the carrier you select. We are not a government agency and are not HealthCare.gov, the Health Insurance Marketplace, Medicare, or the Centers for Medicare & Medicaid Services (CMS), nor endorsed by any of them. You may also apply for Marketplace coverage directly at HealthCare.gov or 1-800-318-2596.

Our services are free to you. We are compensated by insurance carriers through commissions, and using our services does not increase your premium.

Web Site Materials For Informational Purposes Only

The information, descriptions, quotes, and materials on this Web site are provided for general informational purposes only and may not be complete, accurate, or current descriptions of the products offered by us or any company we represent. Your use of this Web site or request for information, whether by online form, phone, text, or email, does not create a contract of insurance or an insurance policy.

Final premiums, eligibility, premium tax credits, and cost-sharing reductions are determined by the Health Insurance Marketplace, Medicare, or the insurance carrier. Coverage begins only when the carrier approves your application and receives any required premium. The terms of your coverage are governed solely by the policy documents issued by the carrier. Plans, benefits, provider networks, and prices are subject to change at any time without notice.

Nothing on this Web site is legal, tax, financial, or medical advice.

SMS Messaging Terms

We send appointment confirmations and reminders, enrollment and renewal deadlines, document requests, policy updates, and customer support messages to customers who have explicitly opted in through the SMS consent checkbox on our forms. Consent is not a condition of purchase. You must be 18 or older to participate.

To cancel, text STOP to 1 (888) 570-4783, the number that sends our messages; we will confirm your unsubscribe by SMS and you will receive no further messages. To rejoin, sign up again the same way you did initially. For help, reply HELP, email insurance@newnity.com, or call 1 (888) 570-4783 during business hours.

Message and data rates may apply. Message frequency varies based on your service and enrollment activity. Mobile phone carriers are not liable for delayed or undelivered messages. For privacy information, see our Privacy Policy at www.newnityinsurance.com/privacy-policy. We comply with the Telephone Consumer Protection Act (TCPA), the Florida Telephone Solicitation Act, and CTIA guidelines.

Copyright, Trademark And Other Intellectual Property Rights

We or our licensors own all content contained on this Web site, including text, graphics, logos, icons, images, video clips, and written materials, and all copyrights therein. The copying, redistribution, or modification of, or creation of derivative works based on, any portion of this Web site is expressly prohibited. Carrier names and logos belong to their respective owners and are used for identification only.

Use Of Site

You agree you will not use this Web site, or any of its features, to: (a) submit false or misleading information, or information about another person without their authorization; (b) upload or transmit viruses or other harmful code; (c) disrupt or interfere with the use of this Web site by any other user; (d) impersonate any person or entity; (e) send spam or other unsolicited commercial material; (f) use bots, scrapers, or other automated means to access or copy this Web site; or (g) conduct any illegal activity or violate any law. We will cooperate with any law enforcement authority, court order, or subpoena requesting the identity of anyone who violates these Terms.

Disclaimers

WE ASSUME NO LIABILITY FOR ERRORS OR OMISSIONS ON THIS WEB SITE, OR FOR ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER OR OTHER PROPERTY ARISING FROM YOUR USE OF THIS WEB SITE. TO THE EXTENT PERMITTED BY LAW, ALL INFORMATION ON THIS WEB SITE IS PROVIDED AS IS, WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. TO THE EXTENT PERMITTED BY LAW, WE, OUR EMPLOYEES, AGENTS, CONTRACTORS, AND THE COMPANIES WE REPRESENT SHALL HAVE NO LIABILITY FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF YOUR USE OF, OR INABILITY TO USE, THIS WEB SITE. WE ARE NOT RESPONSIBLE FOR COVERAGE DECISIONS, CLAIM DENIALS, PREMIUM CHANGES, OR ELIGIBILITY DETERMINATIONS MADE BY CARRIERS, THE MARKETPLACE, OR MEDICARE. THE FOREGOING EXCLUSIONS AND LIMITATIONS DO NOT APPLY TO THE EXTENT PROHIBITED BY LAW, INCLUDING OUR OBLIGATIONS AS A LICENSED INSURANCE AGENCY UNDER FLORIDA LAW.

Links To Other Sites

This Web site may contain links to other Web sites, including HealthCare.gov, Medicare.gov, and insurance carrier Web sites. We do not control and are not responsible for the content of third-party Web sites. Inclusion of any link does not imply endorsement by us.

Governing Law

All disputes related to this Web site, including any disputes related to these Terms, shall be governed by the laws of the United States and the State of Florida, and you consent to the exclusive jurisdiction and venue of the state and federal courts located in Palm Beach County, Florida.

Changes To These Terms

We reserve the right to modify these Terms without prior notice. Revised versions will be posted on this Web site with an updated effective date. By continuing to use this Web site after we post any changes, you accept the Terms as modified.

Termination

We reserve the right to change, suspend, or discontinue this Web site, or any part of it, at any time without notice, and to suspend your access if you violate these Terms.

Contact Us

ASFIN LLC d/b/a Newnity Insurance 1983 S Military Trail, Suite A, West Palm Beach, FL 33415 Phone / WhatsApp: +1 561-720-4923 | Toll-free: 1 (888) 570-4783 Email: insurance@newnity.com Web site: www.newnityinsurance.com