Privacy Policy

What Information Do We Collect And How Is It Used?

Information You Voluntarily Provide

For purposes of this Privacy Policy, "Personal Information" is information that you provide to us that may be used to identify you, such as your full name, physical address, email address, or phone number. We collect Personal Information when you fill out a form on this Web site, contact us by phone, text, WhatsApp, or email, or otherwise voluntarily provide it to us.

To quote and enroll you in insurance coverage, we may also need your date of birth, Social Security Number, household size and estimated income, citizenship or immigration documentation required by the Health Insurance Marketplace, your Medicare number, information about your dependents, your current coverage, doctors and prescriptions, and health information required by a carrier.

We use Personal Information to provide quotes, submit applications and enrollments, service your policies, remind you of appointments and enrollment deadlines, answer your questions, verify your identity, comply with applicable laws and regulations, and improve our services. We do not sell, rent, or lease your Personal Information to third parties.

Information We Automatically Collect

Like many Web sites, we use "cookies" and other tracking technologies to collect certain information automatically whenever you visit this Web site. Cookies are files stored on your computer's hard drive by your browser. Most browsers accept cookies automatically but allow you to disable them. If you choose to disable cookies, you may be unable to use certain features of this Web site.

Information collected this way may include your IP address, general location (but not your street address), browser information, operating system type, and the dates and times you accessed the Web site. We may also collect information about traffic patterns, how you came to our Web site, and site usage. This information is used for analysis and online marketing, and does not include health information you submit in an application.

How Do You Handle My Health Information?

When we receive health information in connection with health insurance or Medicare plans, we protect it as required by the Health Insurance Portability and Accountability Act (HIPAA) and our agreements with insurance carriers. We use it only to quote, enroll, and service your coverage, and never for unrelated marketing.

Do You Send Text Messages?

Our text messages are sent from our toll-free number, 1 (888) 570-4783. You will receive text messages from us only if you have explicitly opted in, for example by checking the SMS consent box on our forms. Consent to receive text messages is not a condition of purchase. Messages relate to the services you requested, such as appointment reminders, enrollment deadlines, document requests, policy updates, and customer support. Message frequency varies, and message and data rates may apply.

You can cancel at any time by replying STOP; you will receive one final confirmation and no further messages unless you opt in again. Reply HELP for assistance, or contact us at insurance@newnity.com or 1 (888) 570-4783. Mobile phone carriers are not liable for delayed or undelivered messages.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing with subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Is Information Collected From Children?

This Web site is not intended for use by children. If you are under the age of 18, you should not use this Web site and should not submit any information of any kind to us. Information about minor dependents is collected only from a parent or legal guardian as part of an insurance application.

With Whom Do You Share Information?

We share Personal Information with insurance carriers, the Health Insurance Marketplace, CMS, and Medicare in order to quote, enroll, and service your coverage, and with the insurance agencies and marketing organizations we contract with to process applications.

We also engage third parties to perform services in connection with the operation of our business, such as Web site hosting, our customer relationship management (CRM) system, enrollment and quoting platforms, scheduling, data storage, and message delivery. These providers may use your information only to perform services for us and must keep it confidential.

We do not share your Personal Information with affiliated or related businesses, including Newnity Taxes & Solutions, for their marketing purposes without your authorization.

We may share non-Personal Information, such as the number of visitors to this Web site during a specific period, in aggregate form. We reserve the right to transfer information, including Personal Information, in connection with the sale or transfer of all or a portion of our business to a third party, which will remain subject to this Privacy Policy.

We may also release information if we believe in good faith that the law or legal process requires it, that we have received a valid request from a regulatory or law enforcement agency, or that release is necessary to protect the rights, property, or safety of us, our clients, or others. All of the above categories exclude text messaging originator opt-in data and consent, which will not be shared with any third parties other than the providers that deliver our text messages.

What Do You Do To Protect Personal Information?

We use reasonable security measures to protect Personal Information. However, no data transmission or information system can be guaranteed to be secure. If a breach affects your Personal Information, we will notify you as required by Florida law. We keep your information as long as needed to service your coverage and as required by law, CMS rules, and carrier contracts.

How Can I Access, Correct Or Delete Personal Information?

You can request access to, correction of, or deletion of the Personal Information you have provided to us by contacting us at insurance@newnity.com or +1 561-720-4923. We will verify your identity before responding. Some records must be kept as required by law or our carrier contracts.

What Happens When I Link From Or To Another Web Site?

This Web site may contain links to other Web sites operated by third parties, including HealthCare.gov, Medicare.gov, and insurance carrier Web sites. This Privacy Policy does not apply to information collected through those Web sites. We encourage you to read the privacy policies of each Web site you visit.

How Will I Be Informed About Changes To This Privacy Policy?

We may change this Privacy Policy from time to time. Revised versions will be posted on this Web site with an updated effective date, and in some cases we may also notify you by email. By continuing to use this Web site after we post any changes, you accept the Privacy Policy as modified.

How Can I Contact You?

ASFIN LLC d/b/a Newnity Insurance 1983 S Military Trail, Suite A, West Palm Beach, FL 33415 Phone / WhatsApp: +1 561-720-4923 | Toll-free: 1 (888) 570-4783 Email: insurance@newnity.com Web site: www.newnityinsurance.com